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Author: Admin | 2025-04-28
Car Loan?Yes. Partial payment can be made anytime. 17. What is the charge of partial payment in Car Loan?1.00% of the adjusted amount. 18. What is the Early Settlement Charge in Car Loan?2.00% of the settled amount. 19. How Car Loan is repaid?Through equated monthly instalment (EMI). 20. Can Car Loan be applied jointly?Yes. Family Members Only (Father, Mother, Brother, Sister, Spouse, Son & Daughter only). 21. What are the required documents to apply for Car Loan? General Documents for all: • Loan Application duly completed and signed by the applicant • Colour Photograph • NID/ Smart Card • Bank Statement • Policy of first party comprehensive insurance • Car Quotation • Visiting Card • Copy of utility bill • e-TIN/ TIN certificate/ IT 88/ copy of income Tax acknowledgement • Personal Guarantee along with Colour Photograph, NID, Visiting Card/Office ID/Business Card of the personal guarantor(s). • Other documents or information as deemed necessary For Salaried Individuals: • Letter of Introduction (LOI) from employer regarding employment details/ Pay Slip/ Copy of Salary Certificate/ Copy of Increment/ Appointment letter etc. Or any other certificate issued by the employer. • Office ID For Businessperson: • Valid Trade Licence copy, copy of Memorandum & Articles of Association etc for Business person For Landlord/Landlady: • Rent or Lease Agreement of house / property *Conditions Apply
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